Franchino Insurance

New Jersey, NJ Water Softening Equipment Installation Contractors Insurance 

This agency current insures many contractors in New Jersey. We can provide General Liability alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.

General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always chosen because the difference is very little.

Here is a typical GENERAL LIABILITY package for a one-person operation. If you are interested, please call.

Quote #1

  • $500,000 — bodily injury and property damage combined, per occurrence premises and operations, other than completed operations
  • $1,000,000 — bodily injury & property damage, combined, aggregate
  • $500,000 — products and completed operations
  • $1,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

$2,105. annual premium

Quote #2

  • $500,000 — bodily injury and property damage combined, per occurrence premises and operations, other than completed operations
  • $1,000,000 — bodily injury & property damage, combined, aggregate
  • $500,000 — products and completed operations
  • $1,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

$2,328. annual premium

Add $150. for tool coverage

occurrence mean limit per claim
aggregate means limit per year


If you desire a quotation, please do one of the following...

  1. Call us at 973-377-6100 (8:00 am to 5:30 pm, M-F)
  2. Contact us through email or using our contact form
  3. Visit our office using these directions