New Jersey (NJ) Tile, Marble, Stone, Mosaic or Terrazzo Contractor Insurance

This agency specialized in insurance for New Jersey Contractors, especially Tile, Stone, Marble, Terrazzo contractors.  We are looking to write the small to medium sized company that does most of the work themselves.  If outside masonry work is also done, we can accompany that as well. 

We are looking to write the contractor who does residential, commercial work.  New homes or renovations.  We cannot accomodate any work in New York.

We currrently insure over 1300 contractors in New Jersey.  We can provide General Liability alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.

General liability limits are available in the amounts of $500,000. or $1,000,000. One million coverage is almost always chosen because the difference is very little.

Here is a typical GENERAL LIABILITY package for a one-person operation. If you are interested, please call.

Quote #1

• $500,000 — bodily injury and property damage combined, per occurrence premises and operations, other than completed operations*
• $1,000,000 — bodily injury & property damage, combined, aggregate*
• $500,000 — products and completed operations
• $1,000,000 — products and completed operations aggregate*
• $100,000 — legal liability
• $10,000 — medical payments to other than employee

$518. to 590. annual premium

Quote #2

• $1,000,000 — bodily injury and property damage combined, per occurrence premises and operations, other than completed operations
• $2,000,000 — bodily injury & property damage, combined, aggregate
• $1,000,000 — products and completed operations
• $1,000,000 — products and completed operations aggregate
• $100,000 — legal liability
• $10,000 — medical payments to other than employee

$575. to $640. annual premium

Add $150. for tool coverage

*occurrence mean limit per claim
*aggregate means limit per year

Learn about the NJ HOME IMPROVEMENT CONTRACTOR REGISTRATION LAW

Learn more about LIABILITY INSURANCE FOR CONTRACTORS

Get a quotation: Go to our TILE CONTRACTOR SURVEY FORM, complete it, then fax it to us for a no-obligation quotation.