New Jersey, NJ Painting & Paperhanging Contractors Insurance 

The Franchino Agency specializes in insurance for NEW JERSEY PAINTING CONTRACTOR. We currently insure over 1500 NJ CONTRACTORS. We can provide General Liability alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.

We are looking to write small to medium sized contractors who do most of the work themselves with very little work sub-contracted out, i.e. no "paper" contractors who sub-out most of the work.

Painting and paperhanging contractors who do residential, and commercial painting and paperhanging, interior and exterior 3 stories in height and under. No painting of bridges or metal water / petroleum storage tanks. Pressure washing should be kept to a minimum, just for your own jobs.

General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always choosen because the difference is very little.

Here is two typical GENERAL LIABILITY package for a one-person operation. If you are interested, please call.

Quote #1

• $500,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
• $1,000,000 — bodily injury & property damage, combined, aggregate*
• $500,000 — products and completed operations
• $1,000,000 — products and completed operations aggregate
• $100,000 — legal liability
• $10,000 — medical payments to other than employee

$598. to $810. annual premium

Quote #2

• $1,000,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
• $2,000,000 — bodily injury & property damage, combined, aggregate*
• $1,000,000 — products and completed operations
• $2,000,000 — products and completed operations aggregate
• $100,000 — legal liability
• $10,000 — medical payments to other than employee

$671. to $884. annual premium

Add $150. for tool coverage

*occurrence mean limit per claim
*aggregate means limit per year

If you are interested in coverage, please call. Ask for James Franchino. He will speak with you, gather information about your business and provide a custom, no-obligation detailed quotation. An application for coverage will also be included so that you can promptly apply for coverage. We are not an internet "push the button" agency. We provide individual service. Insurance is confusing. We are insurance professionals and will explain the coverage / policies in detail.

Learn about the NJ HOME IMPROVEMENT CONTRACTOR REGISTRATION LAW

Learn more about LIABILITY INSURANCE FOR CONTRACTORS

Get a quotation: Go to our PAINTING CONTRACTOR SURVEY FORM, complete it, then fax it to us for a no-obligation quotation.

We don't write roofers, home inspectors, or any contractor who sub-contracts out most of their work to other contractors)