Insurance for New Jersey (NJ) Irrigation Contractors 

The Franchino Agency specializes in insurance for NJ IRRIGATION - SPRINKLER CONTRACTORS. We currently insure many NEW JERSEY IRRIGATION CONTRACTORS and over 1300 NEW JERSEY CONTRACTORS of all types...

We are looking to write the NJ IRRIGATION - SPRINKLER CONTRACTOR who does either residential, or commercial work.  Any size, any number of employees from one to 50! Farm work is acceptable. If you are a well driller, pump installer, master plumber, or landscape contractor please inform us. Coverage can be included for that type of work also. Please inform us of all your business operations.

If you do excavating, landscaping, lawn cutting, paving, grading of land, we can also accomodate you.

Coverage for New York City is limited. We can insure the occasional job in NYC. Primary business location must be New Jersey

We want to insure your heavy equipment.  Vibratory plows, ditchwitches, skid steers, rollers, trailers, tractors, front end loaders, dump trucks, etc.

We can provide General Liability alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.

General liability limits are available in the amounts of: Three hundred thousand ($300,000.) , five hundred thousand ($500,000.) or one million dollars ($1,000,000.).

The NJ HOME IMPROVEMENT CONTRACTOR REGISTRATION LAW requires the minimum of five hundred thousand ($500,000.) dollars limits.

There is very little price difference between $500,000., and $1,000,000. coverage. Most contractors choose one million.

Here is a typical GENERAL LIABILITY package for a one-person NEW JERSEY IRRIGATION CONTRACTING operation. If you are interested or have employees, please call, for a custom detailed quotation.

• $1,000,000 — bodily injury and property damage combined, per occurrence premises and operations, other than completed operations
• $3,000,000 — bodily injury & property damage, combined, aggregate
• $1,000,000 — products and completed operations
• $3,000,000 — products and completed operations aggregate
• $100,000 — legal liability
• $10,000 — medical payments to other than employee

$1,054. to 1,177. annual premium

Add $150. for tool coverage

*occurrence mean limit per claim
*aggregate means limit per year

LEARN

• NJ HOME IMPROVEMENT CONTRACTOR REGISTRATION LAW
• LIABILITY INSURANCE FOR CONTRACTORS
• Get a quotation: Go to our IRRIGATION CONTRACTOR SURVEY FORM, complete it, then fax it to us for a no-obligation quotation.

If you interested in coverage, please call. Ask for James Franchino. He will speak with you, gather information about your business and provide a custom, no-obligation detailed quotation. An application for coverage will also be included so you can promptly apply for coverage. We are not an internet "push the button" agency. We provide individual service. Insurance is confusing. We are insurance professionals and will explain the coverage / policies in detail.