New Jersey, NJ Flood Insurance

The Franchino Insurance Agency provides personal flood insurance and commercial flood insurance in New Jersey both through the National Flood Program (NFIP) and through another excellent competitive program called CatCoverage.

The NJ Flood Insurance policies that we write through the National Flood Program are written and serviced by Selective Insurance Company. They provide excellent support and service.

The CatCoverage program provides an alternative to the National Flood Program and many times is more competitive. It provides up to ten million ($10,000,000.) coverage (National Flood is only $500,000.) and is accepted by all lending institutions. It provides coverage from flood, earthquake, landslides and mudslides.

You should purchase flood insurance from our agency because of our two excellent programs. Most insurance agents are unaware of the CatCoverage program that is much more competitive than the NFIP. It provides superior insurance coverage at a lower premium.

If you currently have flood insurance you should call us now and have us make a comparison with the National Flood Insurance Program and the InsureCat program. You may be able to save a great deal of money - print out our FLOOD SURVEY form, complete it and fax it to us for a no-obligation quotation. If you need more than the standard policy that NFIP provides, we can help. Please see our excess flood coverage page.

Flood Insurance Client feedback:

In September 2007 - by rewriting a National Flood Policy to the InsureCat program this agency saved the customer over $40,000 on a commercial policy!

Do You Desire Flood Insurance From Franchino Insurance?

Here's what we need to get you started:

• Lot and block number
• Amount of coverage provided by your homeowners policy
• If there is an existing policy, name of the insurance company, policy number and expiration date
• If there was formerly flood coverage, we will need information from the former policy - have that policy ready
• Year the building was constructed - the exact date if possible
• A copy of your current policy would be most appreciated

Further Flood Insurance Information

We have further information regarding flood insurance on the following pages:

• What is a flood? Basic Flood Insurance Information
• Buying Flood Insurance and Staying Protected
• Flood Insurance Facts and Figures