New Jersey, NJ Driveway Paving and Asphalt Paving Contractors Insurance 

The Franchino Agency specializes in insurance for NEW JERSEY PAVING CONTRACTORS. PAVING OF DRIVEWAYS, PARKING LOTS, PRIVATE STREETS, etc.

We currently insure over 1300 contractors in New Jersey. We can provide General Liability alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.

We are looking to write the NEW JERSEY PAVING CONTRACTOR who does aslphalt residential driveways or commercial parking lots, no streets. (If streets are done, that is another classification.)

We can also insure your heavy equipment machines, trailers, bulldozers, excavators, backhoes, paving machines, rollers, etc.

General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always choosen because the difference is very little.

Here are two typical GENERAL LIABILITY packages for a ONE-PERSON OPERATION. If you have employees, please call for a custom quotation needs to be generated for you. If you are interested, please call and ask for James Franchino. I need to speak with you and obtain detailed information about your business such as ownership, number of employees, type of work done, etc. After this information is obtained, a detailed customized quotation will be sent and/or emailed to you along with an application.

Quote #1

• $500,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
• $1,000,000 — bodily injury & property damage, combined, aggregate*
• $500,000 — products and completed operations
• $1,000,000 — products and completed operations aggregate*
• $100,000 — legal liability
• $10,000 — medical payments to other than employee

$773. annual premium

Quote #2

• $1,000,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
• $3,000,000 — bodily injury & property damage, combined, aggregate*
• $1,000,000 — products and completed operations
• $3,000,000 — products and completed operations aggregate*
• $100,000 — legal liability
• $10,000 — medical payments to other than employee

$868. annual premium

Add $150. for tool coverage

*occurrence mean limit per claim
*aggregate means limit per year

Learn about the NJ HOME IMPROVEMENT CONTRACTOR REGISTRATION LAW

Learn more about LIABILITY INSURANCE FOR CONTRACTORS

Get a quotation: Go to our PAVING CONTRACTOR SURVEY FORM, complete it, then fax it to us for a no-obligation quotation.

(We don't write roofers, home inspectors, or any contractor who sub-contracts out most of their work to other contractors)