New Jersey Contractor Insurance 

The Franchino Agency specializes in insurance for NEW JERSEY CONTRACTORS. We currently insure over 900 ELECTRICAL and 300 PLUMBING Contractors. We also insure hundreds of other contractor types.

We are looking to write small to medium sized NJ contractors who do most of the work themselves with very little work sub-contracted out, i.e. no "paper" contractors who sub-out most of the work.

We have great programs for all types of contractors especially...

• AIR CONDITIONING, HEATING, HVAC, REFRIGERATION
• ALARM CONTRACTORS
• APPLIANCE INSTALLATION / REPAIR
• CABLE INSTALLATION
• CARPENTRY RESIDENTIAL / COMMERCIAL
• CARPET / FURNITURE CLEANING
• CEILING / WALL INSTALLATION, drop ceilings, acoustical walls
• COMMUNICATIONS EQUIPMENT INSTALLATION
• COMPUTER AND NETWORK WIRING INSTALLATION
• CONCRETE CONSTRUCTION
• DOOR / WINDOW ASSEMBLY, MILLWORK
• DATA / TELECOMMUNICATIONS
• DRILLING, WATER WELL
• DRIVEWAY PAVING / SIDEWALK PAVING / REPAIR
• DRYWALL / WALLBOARD INSTALLATION
• ELECTRICAL CONTRACTORS, ELECTRICIANS
• EXCAVATION, EXCAVATORS
• FLOOR COVERING INSTALLATION (NOT TILE)
• GLAZIERS, BUILDING GLASS INSTALLATION
• GRADING OF LAND
• HANDYMAN, HANDYPERSON, HANDY MAN
• HEATING, AIR CONDITIONING, HVAC
• HOME IMPROVEMENT / CARPENTERS
• HOME THEATRE (THEATER) INSTALLATION
• HOUSE FURNISHINGS
• HVAC / AIR CONDITIONING / HEATING REFRIGERATION
• INSULATION (NOT FOAM)
• INTERIOR DECORATORS
• IRRIGATION CONTRACTORS, SPRINKLER CONTRACTORS
• JANITORIAL SERVICE / CLEANING
• LANDSCAPE CONSTRUCTION
• LAWN & GARDEN (LAWN CUTTING)
• LAWN SPRINKLER (IRRIGATION CONTRACTOR)
• LOCKSMITHS
• MASONRY, MASONS
• MECHANICAL CONTRACTORS
• METAL ERECTION (LESS THAN 3 STORIES)
• PAINTING (INTERIOR AND EXTERIOR)
• PAPERHANGING
• PAVING
• PLASTERING / STUCCO
• PLUMBING CONTRACTORS, PLUMBERS, NJ MASTER PLUMBERS
• REFRIGERATION, AIR CONDITIONING, HVAC, HEATING
• SIDING INSTALLATION (NOT WOOD)
• SIGN PAINTING & LETTERING
• SNOWPLOWING, Snow Removal
• SPRINKLER CONTRACTOR, IRRIGATION (NOT FIRE SPRINKLER)
• TELECOM / DATA COMMUNICATIONS, TELEPHONE, COMPUTER
• TELEPHONE EQUIPMENT INSTALLATION AND REPAIR
• TELEVISION / RADIO INSTALLATION AND REPAIR
• TILE / STONE/ MOSAIC WORK (INTERIOR)
• WATER SOFTENING EQUIPMENT

Learn more about liability insurance for contractors: LIABILITY INSURANCE FOR CONTRACTORS

(We don't write roofers, general contractors who sub out most of their work, or home inspectors.)

If you wish, the Packages can include tools, commercial auto, scheduled equipment, installation floaters, commercial umbrella, etc.

General liability limits available in the amounts of: $500,000. or $1,000,000.